Canadian households can now mark their calendars as the Canada Revenue Agency (CRA) has officially announced the GST Credit January 2026 payment dates. This tax-free quarterly benefit is a financial relief measure provided to lower- and modest-income Canadians to help offset the burden of the Goods and Services Tax (GST) and Harmonized Sales Tax (HST) they pay on everyday purchases.
The GST Credit January 2026 is part of the federal government’s broader commitment to affordability and fairness in the tax system. With inflation impacting household budgets, this payment ensures Canadians receive targeted support to meet essential expenses like groceries, transport, and utilities.
The CRA disburses this benefit every three months, and the upcoming payment in January 2026 is the first for the new calendar year, offering timely financial support during the winter season.
Who Is Eligible for the GST Credit January 2026?
To receive the GST Credit January 2026, individuals must meet certain eligibility requirements based on their annual income and family situation. The CRA automatically determines eligibility using the information provided in your 2024 tax return, so no separate application is necessary.
You may qualify for the GST Credit January 2026 if:
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You are a Canadian resident for income tax purposes
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You are 18 years of age or older
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You are a parent of one or more children under 19 or married/common-law as of the payment date
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Your net income falls below the threshold set by the CRA (typically under $50,000 for individuals and under $65,000 for families, depending on the number of children)
Even if you had no income in 2024, filing your tax return ensures CRA assesses you for the credit. Students, low-income earners, and seniors are also encouraged to file taxes to access this benefit.
How Much Will You Receive?
The amount of your GST Credit January 2026 depends on your family composition and income. The CRA calculates it based on your 2024 tax return and issues it every quarter.
Estimated amounts for January 2026 are as follows:
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Single adults: Up to $325 per quarter
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Married/common-law couples: Up to $430 per quarter
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Each eligible child under 19: Additional $112 per child
The GST 2026 credit is adjusted annually to reflect inflation, so the exact amounts may vary slightly. Recipients will receive a Notice of Determination from CRA confirming their payment.
Here’s a quick breakdown:
| Household Type | Quarterly Amount (Estimated) |
|---|---|
| Single Adult | $325 |
| Couple (No Children) | $430 |
| Couple with One Child | $542 |
| Each Additional Child | +$112 |
The total GST Credit for the 2025–2026 benefit year is split equally over four payments: January, April, July, and October.
January 2026 Payment Date and Method
The GST Credit January 2026 payment will be issued by CRA on Friday, January 3, 2026. Payments are sent via direct deposit to registered bank accounts or as mailed cheques for those who haven’t registered online.
Payment Details:
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Date: January 3, 2026
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Method: Direct deposit or cheque
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Reference: Appears on statements as “Canada GSTC”
It is important to ensure your banking and mailing details are up-to-date with the CRA to avoid delays.
Beneficiaries who have not received their payment within 10 business days should contact CRA to investigate or request re-issuance.
Benefits of GST 2026 Credit
The GST Credit January 2026 is a direct way the government returns money to lower-income Canadians, especially after the holiday season when expenses are high. It helps families:
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Afford essential groceries and household items
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Cover transportation and heating costs during winter
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Manage monthly budgets more effectively
This CRA refund is non-taxable and will not affect your eligibility for other federal or provincial benefits such as the Canada Child Benefit (CCB) or Old Age Security (OAS).
FAQs
Who qualifies for the GST Credit January 2026?
Any Canadian resident aged 18 or older with a modest income, based on their 2024 tax return, may qualify. Parents and married/common-law partners may also be eligible.
How much will I get in January 2026?
Amounts vary depending on your household composition, but individuals can receive up to $325, and couples with children can receive more.
When will CRA issue the GST 2026 payment?
The next payment will be made on January 3, 2026.
Do I need to apply for the GST Credit?
No. The CRA automatically assesses your eligibility when you file your 2024 tax return.
What if I didn’t receive my payment?
If your payment doesn’t arrive within 10 business days after January 3, 2026, contact CRA for assistance or to verify your details.
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